Two things
-Their have been threads on NSPN that included racers dying wo/PFD
-A piece of kit that s worth a million $$$... A large mesh kit bag. I have a large one from NRS. it hold everything, really...PFD, tow, igloo, med kit, pump, hypothermia kit, boots, spare tops etc, spray deck, bail out bag, Mylar bivi, storm cag plus misc stuff I can't think of @ the moment (my guess is it weighs about #300) . Of course it is to short to put my paddles in & yes, much to my embarrassment I have forgotten them or brought halves to different paddles
Bottom line it is all about risk assessment. If you look at all of the kayak fatality reports that come across the NSPN site & other places I would say that they are all caused by poor risk assessment & over confidence.
Well, theirs my 2 cents ($3.50 w/ the coming inflation)