Janice, so sorry about your accident, and I'm glad you are OK!
About cars... As a short person, I strongly prefer a car with a low roof height; even a few inches makes a big difference for me in loading ease. I don't want to bother w/ complicated contraptions or systems, I just want to be able to shove the boat on and go. Otherwise I agree w/ the above, however I have to say that my city parking friendly Honda Fit Sport is actually working out fine, although I'd prefer a slightly longer bar spread, I haven't had any problems. It has tons of room in the back for gear, and is easy to load and unload. Whatever you get, definitely get a hatchback!