Kayak Insurance

[risingsn]

My home owners will not write a rider for my kayaks & kit. Does anyone have a source for insurance.

Thanks,

Chuck

[skiyak]

Chuck,

My insurance company is AMICA. We were able to get coverage based on a $3,200 value for $126 per year.

Mike

[rick stoehrer]

Chuck,

My insurance company is AMICA. We were able to get coverage based on a $3,200 value for $126 per year.

Mike

what does that cover? theft? is there a deductible? who estimates value of boats/gear?

so, hypothetically speaking....if i were to say, i dunno...put a hole(s) in my boat....something like that, would that be covered? hypothetically.

[Guest _rick]

what does that cover? theft? is there a deductible? who estimates value of boats/gear?

so, hypothetically speaking....if i were to say, i dunno...put a hole(s) in my boat....something like that, would that be covered? hypothetically.

Too funny Rick. Hypthetically???? LOL

[Hal]

I have had a separate policy for my boats through Allstate for about $60/year. I recently burned down my Gulfstream (another whole story.... picture attached) and they came through for the cost of the repair estimate.

Most likely like you I was nervous carrying about $5,000 worth of boats on my car's roof.

[Brian Nystrom]

what does that cover? theft? is there a deductible? who estimates value of boats/gear?

so, hypothetically speaking....if i were to say, i dunno...put a hole(s) in my boat....something like that, would that be covered? hypothetically.

Speaking not hypothetically (I have AMICA coverage as well), it covers all losses. Yes, it would cover the cost of damage to your boat, but claiming every minor repair would raise your insurance rates and quickly become counterproductive.

I'm a bit surprised at the cost that skiyak is paying, since I've got 4 boats covered for a total of $10K for about the same price. Maybe it's because I'm in NH...