risingsn Posted August 22, 2007 Share Posted August 22, 2007 My home owners will not write a rider for my kayaks & kit. Does anyone have a source for insurance. Thanks, Chuck Quote Link to comment Share on other sites More sharing options...
skiyak Posted August 22, 2007 Share Posted August 22, 2007 Chuck, My insurance company is AMICA. We were able to get coverage based on a $3,200 value for $126 per year. Mike Quote Link to comment Share on other sites More sharing options...
rick stoehrer Posted August 22, 2007 Share Posted August 22, 2007 Chuck, My insurance company is AMICA. We were able to get coverage based on a $3,200 value for $126 per year. Mike what does that cover? theft? is there a deductible? who estimates value of boats/gear? so, hypothetically speaking....if i were to say, i dunno...put a hole(s) in my boat....something like that, would that be covered? hypothetically. Quote Link to comment Share on other sites More sharing options...
Guest _rick Posted August 22, 2007 Share Posted August 22, 2007 what does that cover? theft? is there a deductible? who estimates value of boats/gear? so, hypothetically speaking....if i were to say, i dunno...put a hole(s) in my boat....something like that, would that be covered? hypothetically. Too funny Rick. Hypthetically???? LOL Quote Link to comment Share on other sites More sharing options...
Hal Posted August 23, 2007 Share Posted August 23, 2007 I have had a separate policy for my boats through Allstate for about $60/year. I recently burned down my Gulfstream (another whole story.... picture attached) and they came through for the cost of the repair estimate. Most likely like you I was nervous carrying about $5,000 worth of boats on my car's roof. Quote Link to comment Share on other sites More sharing options...
Brian Nystrom Posted August 23, 2007 Share Posted August 23, 2007 what does that cover? theft? is there a deductible? who estimates value of boats/gear? so, hypothetically speaking....if i were to say, i dunno...put a hole(s) in my boat....something like that, would that be covered? hypothetically. Speaking not hypothetically (I have AMICA coverage as well), it covers all losses. Yes, it would cover the cost of damage to your boat, but claiming every minor repair would raise your insurance rates and quickly become counterproductive. I'm a bit surprised at the cost that skiyak is paying, since I've got 4 boats covered for a total of $10K for about the same price. Maybe it's because I'm in NH... Quote Link to comment Share on other sites More sharing options...
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